Offer Online Credit Card Payments

Posted June 25, 2014 in Resources

To use Uplifter with credit card online payments, you need to have two things:

  1. A credit card merchant account
  2. An online payment gateway

If you already take credit card payments with a card terminal (not PayPal), you likely have a merchant account. If you already take online payments, you likely have an online payment gateway account.

Uplifter is currently integrated with Beanstream’s online payment gateway. If you have an existing merchant account, you can connect that merchant account with the Beanstream gateway account. If you do not have a merchant account or would like to see if Beanstream can offer you more competitive rates, you can setup both your merchant account and payment gateway account with BeanStream.

If you have a merchant account but currently do not take online payments, you likely will need to make adjustments to your merchant account to add the online payment capability (additional rate fees may apply). Credit Card brands classify online payment accounts (e-commerce and card-not-present transactions) differently than merchant accounts that primarily take payments with the card present during the transaction via a card terminal. With your Beanstream gateway account, you will have the opportunity to process all transactions online, and as a result, you can possibly return your terminal unit and save that monthly rental charge.

If you have a payment gateway account with a provider other than Beanstream, you can simply cancel that account once you’ve completed your Beanstream gateway application process, and after you’ve ensured that you’ve finalized any final reconciliations and recurring payments that may still be pending or outstanding with the previous gateway provider.